A Personal Loan is a viable way to fund anything from a holiday abroad to your child’s education and a home renovation to a wedding in the family. One can avail of a loan without any collateral or security for a pre-decided period of time at a particular rate of interest. In order to apply for a loan and minimize the risk of lenders, the borrower will need to provide proof of employment and income along with sufficient identity proof.
Requirement Documents:
Pencard
Aadher Card
Driving Licence
| Name of the loan product | Personal Loan |
|---|---|
| Term of loan | Upto 2 years |
| Maximum loan size | Depending on collateral offered |
| Minimum loan size | As per requirement of borrower | Security, if any | As per appraisal of borrower |
| Repayment policy | Equated Monthly Instalment |
| Loan processing fees | 5% of Loan amount |
| Any other fees | Nil |
| Cheque Bounce Charge | 300 |
| Collection Charge | If Cheque Bounce And EMI Collect By Executive 300/- Per Visit |
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