Personal Loan

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A Personal Loan is a viable way to fund anything from a holiday abroad to your child’s education and a home renovation to a wedding in the family. One can avail of a loan without any collateral or security for a pre-decided period of time at a particular rate of interest. In order to apply for a loan and minimize the risk of lenders, the borrower will need to provide proof of employment and income along with sufficient identity proof.

Requirement Documents:


Aadher Card

Driving Licence

Name of the loan product Personal Loan
Term of loan Upto 2 years
Maximum loan size Depending on collateral offered
Minimum loan size As per requirement of borrower
Security, if any As per appraisal of borrower
Repayment policy Equated Monthly Instalment
Loan processing fees 5% of Loan amount
Any other fees Nil
Cheque Bounce Charge 300
Collection Charge If Cheque Bounce And EMI Collect By Executive 300/- Per Visit

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