Mortage Loan

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Don’t wait until you find your dream home before proving to the buyer that you mean business.

Preapproval by a mortgage lender will give you a range of what a bank is willing to lend you, while also showing the home’s current owner that you have the backing of a financial institution.

To gauge how much to potentially lend you, and at what rate, the institution will check out your employment history, credit and earnings.

Remember – it’s not 2012 anymore. The housing market is going strong, and the better you look on paper, the easier time you’ll have in buying the home you want.

Requirement Documents:


Aadher Card

Driving Licence

Name of the loan product LAP/LAS
Term of loan Upto 5 years
Maximum loan size 50% of Asset Cost
Minimum loan size As per requirement of borrower
Security, if any Original property papers with Regd. Mortgage deed
Repayment policy Equated Monthly Instalment
Loan processing fees 3% of Loan amount + GST
Any other fees Stamp duty & Registration Fees of Mortgage deed
Cheque Bounce Charge 300 + GST
Collection Charge If Cheque Bounce And EMI Collect By Executive 300+GST Per Visit